Looking for the best rate?

Our Rate Match Guarantee means we will meet or beat your current rate.

Rates and fees

Factoring rate

  • Owner-operator: Less than $18k monthly invoicing - 3%
  • Fleets: $18k-$80k monthly invoicing - 2.5%
  • Custom: $80k+ monthly invoicing - Custom

Outgo Debit Card

  • 1.0% factoring rate on purchases
  • Instant access to funds

ATM Fees

  • In Network: Free
  • Out of Network: $2.50

Transactions Fees

  • Domestic: Free
  • International: 1.0%

Transfers

  • Instant transfer: 1.0% transaction (max $20.00 fee)
  • Wire transfer: $20.00
  • ACH transfer: Free

Outgo's Rate Match Guarantee

Want more from freight factoring, but without paying more? Outgo offers more and will meet or beat your current rate.

Ways to save

  • 1.0% factoring on Outgo Card Purchases
  • 1.0% factoring when you wait

When you choose to factor, you're charged an industry-low factoring fee, but if you decide not to factor, at Day 30 your rate drops to 1.0%.

  • Risk Free: No annual contracts and no cancellation fees.
  • Flexible: No reserve and no minimum fees.
  • Non-recourse: Your business is protected if a broker goes bankrupt.

Fees

Transfer fees

  • Instant: 1.0% fee• Max $20.00
  • Same or next day: Wire Transfer - $20.00
  • 1-3 days: ACH Transfer - Free

Card fees

  • In-network ATM fee: Free
  • Domestic transaction fee: Free
  • Out-of-network ATM fee: $2.50
  • International transaction fee: 1.0%

Outgo Debit Card

  • Instant access to funds
  • Free ACH transfers

FAQs

What Outgo Card transactions qualify for 1.0% factoring?

Any purchase with your Outgo Card.
Drop your factoring rate to 1.0% and save on Outgo Card purchases.

How fast can you factor?

25% of invoices are factorable in 15 minutes or less. We review and process payments within 4 hours of invoice upload.

How do I qualify for 1.0% factoring on day 30?

All you have to do is wait! When you choose to factor, you're charged an industry-low factoring fee. If you decide not to factor, at Day 30 your rate drops to 1.0%.

What happens if my invoicing volume changes?

We review invoicing volume quarterly. Movement of tiers will never occur without an Outgo representative connecting with you for further discussion.

How easy is it to cancel my plan?

Our agreements are flexible. We don’t require annual contracts. You may cancel our agreement at any time with 15-day notice.

Get the platform built so you factor less

With Outgo, factoring fees are charged when you spend so you can save with every transaction.